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PREVIOUS POLICY THROUGH ENCON NEW POLICY THROUGH SOVEREIGN
Loss of Earning at request of Insurer to attend
pretrial, trial or appeal:
$250 Limit Per Insured
Disciplinary Defense Costs:
Not Provided
Coverage for Libel and Slander:
Specifically Excluded from Policy
Penal Defense Costs Reimbursement:
Not Provided
Privacy Breach Expense:
Not Provided
Unintentional Breach of Privacy:
Not Provided
Teaching and Seminar Coverage:
Not Specifically Provided
Loss of Customer Documents:
Not Provided
Occupational Health & Safety Act Expense:
Not Provided
Some of the main differences in the old policy and the new one being offered to HRPA members. A complete comparison and more
information about this exclusive program, can be found online at www.LMS.ca.
HRPA INTRODUCES NEW PROFESSIONAL
LIABILITY INSURANCE FOR INDEPENDENT
PRACTITIONERS
To help protect members engaged as independent HR consultants,
HRPA has recently partnered with LMS PROLINK to manage
the association’s Professional Liability (Errors & Omissions) Insurance
program.
The new program provides broader coverage, lower premiums,
more product options and specialized service for HRPA members
operating as human resources professionals. ENCON policyholders
Loss of Earning at request of Insurer to attend
pretrial, trial or appeal:
$500 Limit Per Insured
Disciplinary Defense Costs:
$100,000 Limit Per Insured
Coverage for Libel and Slander:
Coverage Included in the Wording
Penal Defense Costs Reimbursement:
$100,000 Limit Per Insured
Privacy Breach Expense:
$25,000 Limit Per Insured
Unintentional Breach of Privacy:
Included
Teaching and Seminar Coverage:
Included
Loss of Customer Documents:
$50,000 Limit Per Insured
Occupational Health & Safety Act Expense:
$25,000 Limit Per Insured
will have the opportunity to move to the new program when
their coverage expires in September 2014.
LMS PROLINK will be contacting current ENCON policyholders
directly in July 2014 to provide additional information on
how to transition to the new HRPA insurance program.
EMPLOYMENT PRACTICE LIABILITY (EPL) INSURANCE
Also new for 2014, HRPA and LMS PROLINK have partnered
with SOVEREIGN GENERAL to provide small businesses subscribing
to HRPA services with a low-cost policy to protect against
the cost of employment-related litigation. Good human resources
practices can go a long way to mitigate exposures, but they cannot
eliminate them completely. EPL insurance is specifically designed to
respond to employment liability exposures including:
■■ Harassment
■■ Constructive dismissal
■■ Wrongful termination
■■ Employment related misrepresentation
The EPL policy provides broad coverage to companies subscribing
to HRPA services to protect them against the financial impact
of employment-related actions. For more information about EPL
insurance, please visit www.LMS.ca or call LMS PROLINK directly
to speak with an HRPA account manager at 1-800-663-6828. ■
Need to prove the impact, value
and ROI of your HR programs?
Become a Certified HR ROI Professional today!
ROI Certification
June 9-13, 2014
HRPA members
receive a $250 discount
To register or contact:
www.roiinstitutecanada.com | 613.567.9402 | suzanne@roiinstitutecanada.com
If you have news to be featured in Upfront, email Jill Harris, editorial director, at jharris@lesterpublications.com.
Note: Not all submissions will be published, and submissions may be edited for grammar and style consistency.
14 ❚ FEBRUARY 2014 ❚ HR PROFESSIONAL